I’m looking for an experience writter that has really good experience writing cover letter and adjnusting it to customer needs. all details are attached below. i currently dont have experience as a mortgage consultant but thru teaching personal finance class and coaching Â i been able to help many. In the personal finance i teach people how to save for their home, how to budget , the best way to buy a home and etc.
POSITION SUMMARY: The Mortgage Consultant provides comprehensive, individual face-to-face housing counseling services in a local NACA office to homebuyers in NACAâ€™s Purchase Program. The Mortgage Consultant assists homebuyers to overcome the roadblocks that prevent them from purchasing a home. This includes individual counseling to qualify for NACAâ€™s Best in American mortgage (based on the Members overall circumstances, not credit scores) and assistance through the mortgage closing. The Mortgage Consultant originates affordable mortgages for NACA-qualified home buyers: Â· Counsel Home Buyers and Originate Mortgages: o Understand the Memberâ€™s motivation to become a homeowner and provide clear direction. o Work with the Member to develop an affordable budget and address budget issues, determine a maximum affordable purchase price, and provide Action Plans to homebuyers on their next steps. o Educate the Member on alternative mortgage products or solutions. o Assist Members during the housing search and home purchase. o Submit and obtain mortgage applications and clear outstanding conditions. Â· Provide Accurate Mortgage Analyses and Clear Written and Verbal Communication: o Work with NACAâ€™s software to accurately complete documentation and data entry for efficient and paperless mortgage qualification, processing and underwriting. o Write narrative analyses and action plans documenting next steps after each counseling session. o Qualify Members by reviewing payment history, liabilities and other credit information. o Examine and process documents, addressing issues as needed. Â· Support NACAâ€™s Mission o Support and enthusiastically engage in NACAâ€™s advocacy. This includes community issues, actions and campaigns. Support and defend the organizationâ€™s philosophy, tactics and advocacy. Educate Members on the NACA mission and its services. Conduct effective Home Buyer and Purchase Workshops. o Assist in outreach focused on low/moderate income communities, churches and job sites. Â· Other duties as assigned.
- EDUCATION: Â· B.A. or B.S. â€“ Preferred Â· High School Graduate or Equivalency â€“ Required Â· Mortgage and/or real estate courses â€“ Highly Preferred B. EXPERIENCE: At least two years demonstrating some or all of the following: Â· Mortgage brokerage, origination and/or processing Â· Counseling or social work, such as school guidance Â· Other relevant experience: education; customer service; mortgage loss mitigation Â· Real estate brokerage experience and/or knowledge Â· Financial counseling or advisory role C. LICENSES: Must already possess a Mortgage Loan Originator license in the state of employment or be able to obtain a license within 90 days of employment. Non-licensed Mortgage Consultants must pass state licensing exam(s) within 21 days of hire and obtain a license in 90 days. NACA will provide assistance with the education and exam process and will