Cover Letter

I’m looking for an experience writter that has really good experience writing cover letter and adjnusting it to customer needs. all details are attached below. i currently dont have experience as a mortgage consultant but thru teaching personal finance class and coaching  i been able to help many. In the personal finance i teach people how to save for their home, how to budget , the best way to buy a home and etc.

POSITION SUMMARY: The Mortgage Consultant provides comprehensive, individual face-to-face housing counseling services in a local NACA office to homebuyers in NACA’s Purchase Program. The Mortgage Consultant assists homebuyers to overcome the roadblocks that prevent them from purchasing a home. This includes individual counseling to qualify for NACA’s Best in American mortgage (based on the Members overall circumstances, not credit scores) and assistance through the mortgage closing. The Mortgage Consultant originates affordable mortgages for NACA-qualified home buyers: · Counsel Home Buyers and Originate Mortgages: o Understand the Member’s motivation to become a homeowner and provide clear direction. o Work with the Member to develop an affordable budget and address budget issues, determine a maximum affordable purchase price, and provide Action Plans to homebuyers on their next steps. o Educate the Member on alternative mortgage products or solutions. o Assist Members during the housing search and home purchase. o Submit and obtain mortgage applications and clear outstanding conditions. · Provide Accurate Mortgage Analyses and Clear Written and Verbal Communication: o Work with NACA’s software to accurately complete documentation and data entry for efficient and paperless mortgage qualification, processing and underwriting. o Write narrative analyses and action plans documenting next steps after each counseling session. o Qualify Members by reviewing payment history, liabilities and other credit information. o Examine and process documents, addressing issues as needed. · Support NACA’s Mission o Support and enthusiastically engage in NACA’s advocacy. This includes community issues, actions and campaigns. Support and defend the organization’s philosophy, tactics and advocacy. Educate Members on the NACA mission and its services. Conduct effective Home Buyer and Purchase Workshops. o Assist in outreach focused on low/moderate income communities, churches and job sites. · Other duties as assigned.

 

  1. EDUCATION: · B.A. or B.S. – Preferred · High School Graduate or Equivalency – Required · Mortgage and/or real estate courses – Highly Preferred B. EXPERIENCE: At least two years demonstrating some or all of the following: · Mortgage brokerage, origination and/or processing · Counseling or social work, such as school guidance · Other relevant experience: education; customer service; mortgage loss mitigation · Real estate brokerage experience and/or knowledge · Financial counseling or advisory role C. LICENSES: Must already possess a Mortgage Loan Originator license in the state of employment or be able to obtain a license within 90 days of employment. Non-licensed Mortgage Consultants must pass state licensing exam(s) within 21 days of hire and obtain a license in 90 days. NACA will provide assistance with the education and exam process and will