Aetna HMO Health Insurance plan & Humana PPO Health Insurance Plan

Aetna HMO Health Insurance plan & Humana PPO Health Insurance Plan

Majority of the Americans that have health insurance via their employer as well as many self-insured Americans are enrolled in some form of a managed care plan namely HMO or PPO. The health maintenance organizations (HMOs) and the PPOs (preferred provider organizations are the most popular types of the managed care plans (Ferenc, 2014). It is paramount to note that all managed care plans have contracts with clinics, hospitals, doctors and other various health care providers that include medical equipment vendors, x-ray centers, labs and pharmacies. This elaborate group of the contracted health care providers is referred to as the ‘health plan’s network’ (Hales, 2012).

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